Braintree, Macy’s, Paypal and would you believe it – the Kardashians!

Episode 77

The three Amigos are back!

This week we discuss a host of newsworthy items, from Braintree’s recent announcement of the volume they are doing (US$ 50 Billion) and the 154 Million cards on file. We also briefly touch on the voice biometrics for authorizing payments. Stripe’s launch of relay to make mobile shopping easier, and believe it or not – The Kardashians! (how they were hacked as soon as they came out with an app). Brian talks briefly on how it important it is to secure user data (card &/or person), and compares it to Apple Pay and how it secures it vault. Faisal talks about the repercussions if the same were to happen to the 154 Million cards on file with Braintree, and in the end Mike talks about the psychological effects of hacking.

We also discuss how Macy’s now offers PayPal to its customers online, in-store and on the mobile. Brian talks about how Android Pay will grow and how every bank will eventually jump on board. It may not be as accelerated or glamorous as Apple Pay, but it will make its mark.

Finally, towards the end, Mike’s take on Clover Health (a data driven health insurance startup) that raised US$ 100 Million and his perspective as to what this means for the startups in the healthcare and health-insurance arena.

 

Our speakers in this week’s episode:

Resources

  1. Braintree 154M cards on file
  2. Stripe Launches Relay To Make Mobile Shopping Easier (techcrunch.com)
  3. Kardashians Go Mobile (Get Hacked Immediately) (pymnts.com)
  4. Macy’s, Inc. Now Offers PayPal to Customers Online, In Store and On Mobile (stories.paypal-corp.com)
  5. Did PayPal and Macy’s Just Deliver the Future of Omnicommerce? (pymnts.com)
  6. Android Pay™ Available for Wells Fargo Customers (businesswire.com)
  7. Clover Health, A Data-Driven Health Insurance Startup, Raises $100M (techcrunch.com)

Also available on iTunes.

Mobile Payments in Africa, Remittance in Dubai and Apple’s TV + Apple Pay

Episode 76

Mobile Payments in Africa, Remittance in Dubai and Apple’s TV + Apple Pay

This week Brian and Faisal discuss the Faisal’s recent travels to Africa to discover and learn about mobile payments in Africa, part of the financial inclusion discovery tour.

Faisal discusses the mobile payments landscape in Tanzania and how mobile payments are being used by all facets of society. In addition Faisal also discusses his recent trip to the labor camps in Dubai and how migrant workers are sending remittances back home, along with a surprise discovery when it comes to smartphones.

Brian delves deep into Apple’s September 9th (2015) event and what it has in store for us. In particular Brian elaborates on his Quora post about how Apple TV + Siri + Apple TV Apps + ApplePay might just be a reality for us all. How Apple is taking the bringing the big screen back and how our lives will change with the anticipated Apple TV launch. Brian hints at what he thinks will be Apple’s strategy with respect to how we interact and do commerce with our TV and Apple devices, using Siri and ApplePay.

 

Our speakers in this week’s episode:

Also available on iTunes.

 

PayAnywhere & Apple Deal, and How 1099 vs. W-2 Works in Service Based Marketplaces

Episode 75

PayAnywhere & Apple Deal, and How 1099 vs. W-2 Works in Service Based Marketplaces

This week Brian and Mike cruise through recent news, giving insight to the recent PayAnywhere & Apple exclusive partnership, breaking down what it takes to get a successful partnership with Apple. We chat about the international world of payments in Kenya’s recent partnership with PayPal and end discussing the changing landscape of 1099 independent contractor models vs W-2 employee model and what the implications are in today’s world.

Topics:

  1. Etsy’s new app to pay local artisans
    1. http://thenextweb.com/apps/2015/08/26/etsys-updated-mobile-app-lets-you-locate-local-artisans-on-the-go/
  2. PayAnywhere exclusive for Apple $5000 free Apple Pay transactions.
    1. http://techcrunch.com/2015/08/27/apple-pay-for-everyone-payanywhere-mobile-reader-hits-apple-stores-in-september/
  3. Apple pay, September 9th announcements
  4. Social:   ** Why Has “Social” Failed In Fintech? (techcrunch.com)
  5. PayPal to ‘Unlock Global Marketplace’ in Kenya (pymnts.com) Intersection of the financial machine with business & community creation and growth
    (possible topic title?)
  6. Bank Activity: ** Wall Street banks have changed the way Silicon Valley’s top startups raise money (businessinsider.com)
  7. Independent contractor 1099 vs W-2 discussion in service based marketplaces

Our speakers in this week’s episode:

Also available on iTunes.