Episode 125: Interview with the Oracle of Payments & Identity: David Birch

Episode 125

In this week’s episode of Around The Coin, Faisal Khan interviews the Oracle of Payments & Identity, David Birch. Dave is truly multi-talented, he is the author of “Identity is the New Money”, which was his book that came out in 2014. He’s a public speaker, world traveler, and needless to say a consultant in the payments space and works with Consult Hyperion. We discuss the importance of identity and where it is heading with respect to payments. In our pre-show discussion, David hinted about the new book he is writing so we will have him say a few words about that as well.

About David Birch

David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. In addition he holds non-executive positions in both public and private sectors.

An internationally-recognised thought leader in digital identity and digital money, he was named one of the global top 15 favourite sources of business information by Wired magazine and one of the top ten most influential voices in banking by Financial Brand; was found by PR Daily to be one of the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson; was ranked in the top three most influential people in London’s FinTech community in the top five global thought leaders in identity; was listed by Hot Topics as one of the world’s top 100 most influential FinTech leaders and was rated Europe’s most influential commentator on emerging payments by Total Payments.

In the London Review of Books his Identity is the New Money was called fresh, original, wide-ranging and “the best book on general issues around new forms of money”. His new book “Before Babylon, Beyond Bitcoin: From money we understand to money that understand us” will be published in the Spring.

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 124: Interview with Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"

Episode 124: Interview with Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

Episode 124

In this episode, Faisal Khan interviews Luis Buenaventura, author of “Reinventing Remittances with Bitcoin“. Luis is one of the early pioneers in the Bitcoin Remittance space. The concise book shares his accumulated knowledge of what he has learned about Remittances+Bitcoin.

About The Book

When Bitcoin was created in 2009, its most obvious use was as a way to send money across the planet as easily as sending an email.

The potential benefits for the 230 million migrants all over the world sending US$430 billion back home each year could be enormous. But beyond all the rhetoric, there is still the practical implementation that has yet to be sorted out.

Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"
Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

This book collects stories about the pioneering startups who have been focusing on this exciting new space since 2013. From Nairobi to San Francisco to Manila, each new company brings us a little closer to the perfect solution: an affordable, safe, and universally accessible money transfer network unlike anything the world has ever seen.

Luis is a Manila-based entrepreneur specializing in cryptocurrencies, and has been focusing on the Bitcoin remittance space since 2014. With his startup Bloom, Luis helps money transfer businesses improve their processes with Bitcoin and the blockchain.

His past writing on Bitcoin and its impact on various industries has been featured on Quartz, Techcrunch, The Next Web, Tech in Asia, and Rappler. Luis has been building tech startups in the Philippines for nearly a decade, and blogs at Cryptonight.

A copy of the book can be obtained from: https://bloom.solutions/book

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 122: Interview with Katharina Lueth, Head of Europe for Raisin

 

Episode 122

This week, Faisal Khan interviews Katharina Lueth, Head of Europe for Raisin. This interview was conducted in November 2016 at Raisin’s headquarters in Berlin, Germany.
Raisin’s goal is to offer savers high interest rates! As the leading platform for investments throughout Europe, we give you access to exclusive offers from all over Europe – Raise your interest with Europe’s #1 deposit marketplace.

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 120: Interview with Grace Gong, author of “The Last Key To Success”

Episode 120

This week Mike, Brian and Faisal were honored to have Grace Gong author of “The Last Key To Success” on our show. From China to USA, we trace her journey and how she came to the US and eventually became an author of a book, that is crowd-contributed.
This book is a short guide for people in their 20’s trying to create a company in America. It includes 21 successful founders. In it, each founder covers about 2 out of the 13 topics below to share their opinions and personal experiences from when they started their own business.

 

Topic including:

  1. How do you start a company?
  2. Resources, experiences, strength?
  3. Co-founder, teammates and mentorship?
  4. Supporting yourself (Financial independence and mentality)
  5. Product
  6. Competition & Trend
  7. Produce, Operate & Manage
  8. Raise money & business model
  9. Scalability & Growth
  10. Sales & marketing
  11. Global/ Visa/ Legal
  12. Dealing with failures
  13. Value, self-improvement & advice

Website: thelastkeytosuccess.com

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113

Today, 23rd of September 2016 is a historic day in the Untied States in many ways. 40 years in the making, today marks the first day of what is being called Same Day ACH or SDA. Whilst it isn’t instant settlement, it is progress nonetheless.

I’m very pleased to have on our show Jordan Lampe who is the VP of Policy & Communication at Dwolla. Dwolla is payments related financial services company in Des Monies, Iowa. Dwolla also is one of the members of the Federal Reserve Task Force on Faster Payments initiative. The company already has a real-time mechanism for faster payments, aptly titled Fisync (as in Financial Sync) that enables real-time payment settlement amongst member banks.

Jordan Lampe - Dwolla

About Jordan Lampe:

Lampe leads communication, policy, and public affairs at Dwolla. A vocal and active member in the payments and banking communities, Jordan was elected by the financial technology sector to serve as a steering committee representative on the Federal Reserve’s Faster Payments Task Force. The Fed-sanctioned initiative is charged with identifying new approaches for a national faster payment system. Jordan currently serves as special member on the Iowa Governor’s STEM Advisory Council and is a founding member of the Internet Freedom Business Alliance.

About Dwolla:

Dwolla is the best way for platforms to communicate with our nation’s banking system. Developers and businesses use its simple, yet powerful API to move money between bank accounts, manage customers, and more—all within their own branded experience.

On Wednesday, Dwolla announced its pilot program for Same Day ACH. Its newest addition to the White Label platform, the value-added service will provide platforms and applications an API to access and initiate affordable same day bank transfers to any bank account in the United States. No app downloads, plastic cards, or wires required.

Our Speakers in this week’s episode:

Also available on iTunes.

Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112: Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112

Mike interviews Jack Langworthy, Founder & CEO of Ninayo. NINAYO.com is an online trading platform targeting emerging markets, launched in Tanzania in May, 2015, and now has over 3500 users. Founder, Jack Langworthy, was in the Peace Corps for years in Tanzania and during his time there he became passionate about solving problems that plague the farming industry.

Interview with Jack Langworthy, Founder & CEO of Ninayo

In a country of 50 Million people (slightly larger than California), there are about 10 Million family farms, and 40% of all the food they produce ends up rotting because of a terribly inefficient system of buying and selling. All this while 30% of the population in the country struggles with malnutrition. Jack tells us about his journey to solve it all!

5 Ideas for Innovation from Tanzania

If you find yourself inspired by this story, please share it and help spread the word.

Our Speakers in this week’s episode:

Also available on iTunes.

Episode 106: Interview with Sean Safahi, CEO of Bold

Episode 106

This week joining us is Sean Safahi, who is the CEO of Bold. Bold is a  SF payments company and to explain what they do, etc. we have Sean on the mic this week.
Sean Safahi - CEO of Bold

About Bold:

Bold is the most comprehensive payouts platform, enabling businesses to manage and send payouts thousands of independent workers or suppliers at once. By integrating Bold’s straightforward API or by simply uploading a spreadsheet of payout information, what used to take hours of time is finished in just a couple minutes.

Bold

Using multiple payouts providers leads to more points of potential error and more accounts to manage, which means more time spent on payout management for both engineering and administrative teams. That’s why Bold provides ACH, wire, check, and PayPal support, along with the ability to send payouts internationally—the tools businesses at any stage need to successfully send payouts. And with one system of record, and one account to manage, hours of time are reclaimed each week.

Through a single integration with Bold, businesses streamline their payouts technology and operations, while getting the network and global coverage of multiple payouts solutions.

 To learn more about Bold, visit their website: https://gobold.com/

Our Speakers in this week’s episode:

Also available on iTunes.

Episode 104: Interview with George Harrap, CEO of Bitspark

Episode 104

This week joining us all the way from Hong Kong is George Harrap. George is the CEO of Bitspark, a remittance/money transfer company that specializes in building an alliance network of money transfer agents all the while using Bitcoin as its settlement mechanism at the back end.
George Harrap, CEO of Bitspark

About Bitspark:

Bitspark is a remittance platform for money transfer operators to send, receive and manage payments to over 100 000+ cash pickup locations in South East Asia. Bitspark automates and simplifies compliance obligations for money transfer operators and connects them to new mobile customers via the Bitspark app. Bitspark was the first company in the world to pioneer cash in cash out remittances via Bitcoin in 2014 and has since built its platform on-top of Bitcoin and Blockchain technology for a cheaper, quicker means of settlement but without the customer needing any tech knowledge necessary.

 Bitspark.io

Bitspark was founded in April 2014 and is headquartered in Hong Kong. The company has won numerous international awards including: Innotribe Asia winner 2015, Sibos Grand Finalist 2015, FST Media Fintech award, TiE Startup award winner and many more. Bitspark has also been recognized by prominent financial institutions and media publications around the world including: Nikkei, New York Times, Citibank, KPMG, Goldman Sachs, SCMP, RT News and is a thought leader in the space of Blockchain in Hong Kong. Bitspark seeks to provide real solutions for financial inclusion by empowering individuals and businesses in underbanked countries around the world with a key focus on delivering value and security to our customers.

Want to learn more about Bitspark: https://bitspark.io/
Our Speakers in this week’s episode:

Also available on iTunes.

Episode 103: Interview with Suneera Madhani, Founder/CEO of Fattmerchant

Episode 103

This week, we interview the young and talented Suneera Madhani, Founder/CEO of Fattmerchant.
Suneera Madhani CEO Fattmerchant

About Fattmerchant:

Fattmerchant is a subscription-based merchant service provider offering unlimited payment processing at direct cost for a flat monthly membership and no contract. Suneera Madhani, CEO of Fattmerchant, founded the company in 2014 after working in the credit card processing industry for four years, wanting to create and sell a product that was transparent and provided value to the everyday business owner. Fattmerchant offers credit card processing for every business type, without adding mark-ups or other fees, and providing free equipment, no contract and no ancillary fees.
Fattmerchant
Want to learn more about Fattmerchant: https://www.fattmerchant.com/
Our Speakers in this week’s episode:

Also available on iTunes.

Episode 94: Interview Jon Carder MOGL.com CEO

Episode 94

This week Mike interviews the CEO of MOGL.com – Jon Carder:

Jon Carder is an experienced entrepreneur who has founded five internet businesses, his first at the age of 19. In college Jon founded eHeaven.com, an online e-commerce superstore that was purchased by BabyUniverse in 2002. Jon Carder then founded Client Shop inc. a website dedicated to finding consumers the lowest rates on home loans. ClientShop was San Diego’s fastest growing company in 2005 (San Diego Business Journal) and was sold to Internet Brands in 2006. After a short “retirement” he realized building companies beats is more fulfilling than being retired and started his next venture, MojoPages.com, an online local search engine which received $5M (series A) from Austin Ventures and operates out of La Jolla, CA. Most recently Jon is founder and CEO of Mogl.com – a frictionless online to offline rewards program & Empyr.com – an online to offline ad platform. Mogl/Empyr has raised $35M in funding and has a partnership with Visa, Mastercard and Amex to effortlessly track any purchase from an enrolled consumer at a participating offline merchant in under 1 minute.

(Courtesy: CrunchBase)

Our Speakers in this week’s episode:

Also available on iTunes.