Fintech Podcast – Episode 143 – Faster Payments Task Force Report with Jordan Lampe

Episode 143

This week Faisal Khan interviews Jordan Lampe who is the Head of Strategic Projects at Dwolla. Dwolla is payments related financial services company in Des Monies, Iowa. Dwolla also is one of the members of the Federal Reserve Task Force on Faster Payments initiative. We had interviewed Jordan earlier on this (See Episode 113). Reconnecting again with Jordan, we ask him on the Faster Payment Task Force Reports that come out (two of them actually): Final Report Part One: The Faster Payments Task Force Approach (PDF) & Final Report Part Two: A Call To Action (PDF).

Both these reports were released in July 2017.

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Fintech Podcast Episode 142 – Interview with Scott Robinson of PlugAndPlay Tech Center

Episode 142

This week, Faisal Khan interviews Scott Robinson is the founder and VP of Plug and Play FinTech, the financial technology focused start-up innovation platform in partnership with BNP Paribas, Santander, Credit Suisse, Deutsche Bank, TD Bank, Sberbank, USAA, Mitsubishi, Capital One, Sumitomo, Intuit and many more global financial institutions. Listen to how a UCLA History major finds his calling and establishes one of the most successful incubators/accelerator hubs in the world, not to be left out, one of the early adopters of Bitcoin/blockchain.

About Plug and Play Tech Center:

Plug and Play is a global innovation platform. We connect startups to corporations and invest in over 150 companies every year. Since inception in 2006, our programs have expanded worldwide to include a presence in 22 locations globally giving startups the necessary resources to succeed in Silicon Valley and beyond. With over 6,000 startups and 180 official corporate partners, we have created the ultimate startup ecosystem in many industries.

Scott Robinson is the founder and VP of Plug and Play FinTech
Scott Robinson is the founder and VP of Plug and Play FinTech

We provide active investments with 200 leading Silicon Valley VCs, and host more than 365 networking events per year. Companies in our community have raised over $6 billion in funding, with successful portfolio exits including Danger, Dropbox, Lending Club, PayPal, SoundHound, and Zoosk. For more information, visit www.plugandplaytechcenter.com

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Fintech Podcast – Episode 140 Interview with Co-Founder of Innovate Finance Abdul Haseeb Basit

Episode 140

This week, Faisal Khan interviews the Co-Founder of Innovate Finance, Abdul Haseeb Basit. We discuss what Innovate Finance is all about, how they are acting as a catalyst for the UK Fintech scene and above all we hear Abdul’s viewpoint on a recent article which was published in the New York Times. The article cites that as per the numbers published by Innovate Finance, that “Investment in UK Fintech Tops Pre-Brexit Levels in First Half of 2017“. What does this mean for UK and the fintech scene – we will get Abdul’s viewpoint.

About Innovate Finance

Innovate Finance is an independent not-for-profit membership association representing the UK’s global FinTech community. Founded in 2014 with the support of the City of London, Innovate Finance aims to accelerate the UK’s leading position in the global financial services sector by directly supporting the next era of technology-led financial services innovators, from start-ups to institutions.

Abdul Haseeb Basit, CFO, Innovate Finance UK.
Abdul Haseeb Basit, CFO, Innovate Finance UK.

With over 250+ members, Innovate Finance seeks to address the key barriers and opportunities in the FinTech ecosystem: attracting greater investment, supporting the development of proportionate and effective regulation, engaging in community collaboration, and promoting innovation in financial services, whilst championing an open, inclusive and secular FinTech community. Members range from start-ups to the world’s leading global corporations.

Through Innovate Finance membership they have a single point of access to innovators, investors, regulators, policy makers and commercial partners. Visit www.innovatefinance.com for more information.

Fintech Podcast, Episode 138: Interview with Kathleen Breitman, CEO of Tezos.

Episode 138

This week, Kathleen Breitman, CEO of Tezos was interviewed by Faisal Khan for Around The Coin. We were very grateful for Kathleen to take time out from her busy schedule and update us on what tezos is all about and its upcoming initial coin offering.

Tezos is a blockchain-based smart contract platform with an on-chain governance mechanism to coordinate and push upgrades to its network. You can follow Tezos through their website at www.tezos.com, or on Twitter using the handle @tez0s.

Prior to Tezos, Kathleen was a senior strategy associate for R3, a blockchain consortium of more than 70 financial firms. She has also worked at Accenture, Bridgewater Associates, and the Wall Street Journal. She holds a degree from Cornell University. You can follow Kathleen on Twitter @breitwoman.

Fintech Podcast Episode 132 – Bitcoin Blockchain Breakdown with Matthew Mezinskis

Episode 132

Guest Matthew Mezinskis dials in from Latvia where he’s lived for the last 10 years working in banking, finance, and payments. Matthew is the founder of Crypto Voices (https://cryptovoices.com/) an audio blog that focuses on Bitcoin, the blockchain, cryptocurrency, digital ledger technology, and broader FinTech, including all of the benefits and challenges that come with these breakthrough technologies.

 

 

Matthew Mezinskis and Mike Townsend have a passionate conversation about the decisions facing Bitcoin that will make or break the currency. Specifically, the 1MB block limit that says Miners can mine blocks up to the 1MB fixed limit, but any block larger than 1MB is invalid. Whatever happens, this will have huge implications on Bitcoin.

The second major topic touched on was the idea of monopolies and how they affect the surrounding economy. We discussed government controlled monopolies and whether or not there is any role for a monopoly in cryptocurrency.

Matthew has an inspirational story and a unique perspective living in Latvia. Enjoy!

Notes:

Book mentioned by Matthew: A History of Money and Banking in the United States 

Cryptocurrencies mentioned: Dash, Ethereum

Contact Matthew at:

Site: https://cryptovoices.com 

Twitter: @crypto_voices

 

Episode 130 - Interview with Olivia Chow, Project Lead for Finder.com's Money Transfer Awards 2017

Episode 130 – Interview with Olivia Chow, Project Lead for Finder.com’s Money Transfer Awards 2017.

Episode 130

In this edition of Around the Coin, Faisal Khan interviews Olivia Chow, the Project Lead of Finder.com’s Money Transfer Award.

Olivia discusses how for the first time in the remittance industry, Finder.com is presenting awards to money transfer companies. These awards are based on weeks of detailed research that Olivia and her team conducted on various online money transfer companies in the US.

About Finder.com

finder.com is a US personal finance comparison website, which helps Americans compare financial products online so they can make better informed decisions. Consumers can visit finder.com to compare and learn about international money transfers, as well as, credit cards, mortgages, personal loans, life and travel insurance, shopping coupon codes, and so much more before choosing the option that best suits their needs.

Best of all, finder.com is completely free to use. We’re not a bank or insurer, nor are we owned by one, and we are not a product issuer or a credit provider. We’re not affiliated with any one institution or outlet, so it’s genuine advice from a team of experts who care about helping you find better.

finder.com launched in the U.S. in September 2015 and is privately owned and self-funded by two Australian entrepreneurs – Fred Schebesta and Frank Restuccia – who successfully grew finder.com.au to be Australia’s most visited personal finance website of three million unique monthly visitors.

In January 2017, finder.com conducted a survey that revealed 96% of Americans were not happy with their money transfer providers. The survey was followed by a comprehensive study into the industry, which aims to improve transparency and recognize best practice through the finder.com Money Transfer Awards 2017. finder.com delved into the potential causes of this widespread dissatisfaction and uncovered hidden fees, quote discrepancies and onerous processes are just some of the practices consumers transferring money overseas are regularly exposed to. Five main methods of testing were used including: live transfers, online quote generation (over 2,000), user testing, site testing and external ratings.

The awards is an extensive study of an initial 35 providers that was narrowed down to 13 providers in the running for awards in six categories including:

  • Best Transfer Rates
  • Most Trustworthy
  • Fastest Transfer
  • Most Convenient
  • Best User Experience
  • And Outstanding Product.

Olivia Chow is the Project Lead of the finder.com Money Transfer Awards. She specializes in prescriptive consumer and trend research having been a founding member of the Hanesbrands Inc. Global Trend and Innovation team, consulting for the New York Times, and writing for VICE and Intel’s Creator’s Project.

Follow us on Twitter for the latest updates or drop us a line to say hi: @finder

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Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129

In this edition of Around the Coin, we interview Luke Salinas, SVP Strategy for Adyen. Adyen is one of those companies, unless you’re working with them not very many people know about them. This Dutch based payment processor started more than a decade ago and has become huge! Processing for the likes of Netflix, Uber, and Spotify to name a few.

About Adyen

Adyen is the technology company reinventing payments for the global economy. Adyen is the only provider of a modern end-to-end platform connecting directly to Visa, MasterCard, and consumers’ globally preferred payment methods . Delivering frictionless payments across online, mobile, and in-store, Adyen is a critical piece of infrastructure for some of the largest industries and companies around the globe. With offices all around the world, Adyen serves more than 4,500 businesses, including seven of the ten largest U.S. internet companies. Adyen’s customers include Facebook, Etsy, Netflix, Spotify and L’Oreal, among other household names.

 

Luke Salinas SVP Strategy At Adyen

 

Founded in 2006 based on the vision of a single payments network designed specifically for the future of global commerce, Adyen has continuously shown unprecedented growth as a top payments solution. The company has been profitable since 2011, and processed $90 billion in transactions in 2016.

Adyen

Luke Salinas is the Senior Vice President of Strategy, North America, at Adyen. Luke joined Adyen in 2013 from Uber, where he worked in its Payments and Fraud division. Prior, Luke has held several leadership positions at leading technology companies.

For more information, follow Adyen on Twitter.

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Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128

This week I got to sit down with the Founder & CEO of TerraPay, Mr. Ambar Sur. Ambar started his career in the RF design of cell sites and has now gravitated towards payment. His idea of an interoperable payments world is slowly taking shape. We ask him what TerraPay is all about, how it got started, where it is today and where it is heading.

Ambar Sur, CEO of TerraPay

About TerraPay:

 

TerraPay is a B2B company that operates under the umbrella of Mahindra Comviva. TerraPay connects all payment service providers everywhere in a single global clearing & settlement network that enables secure and seamless cross border movement of funds from any instrument and to any instrument, all identified by the individual’s mobile number. Through an aggregation model we bring together multiple financial service providers like mobile money operators, money transfer operators, banks and other payment platforms to create a hub for secure movement of funds globally. This hub provides a bouquet of ancillary services including interpersonal transfers, e-payments and government disbursements.

 

TerraPay - Transfer Happiness

 

Being a platform independent service that supports standard open APIs for integration with financial institutions, TerraPay lets partners gain access to a global payment network through a single interaction. It is a fully regulated financial intermediary network that offers end-to-end services including API integration, FX services, AML and CFT verification, reconciliation and reporting while minimizing OPEX and CAPEX. Mahindra Comviva has been a leading provider of mobility solutions for a varied range of businesses for more than a decade. Armed with this experience and the know-how about the needs of a diverse market, Comviva has developed a range of solutions for operators of all sizes. With strong focus on innovation and quality assurance it has been one of the major guiding factors behind the success of the business of tomorrows.

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Episode 125: Interview with the Oracle of Payments & Identity: David Birch

Episode 125

In this week’s episode of Around The Coin, Faisal Khan interviews the Oracle of Payments & Identity, David Birch. Dave is truly multi-talented, he is the author of “Identity is the New Money”, which was his book that came out in 2014. He’s a public speaker, world traveler, and needless to say a consultant in the payments space and works with Consult Hyperion. We discuss the importance of identity and where it is heading with respect to payments. In our pre-show discussion, David hinted about the new book he is writing so we will have him say a few words about that as well.

About David Birch

David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. In addition he holds non-executive positions in both public and private sectors.

An internationally-recognised thought leader in digital identity and digital money, he was named one of the global top 15 favourite sources of business information by Wired magazine and one of the top ten most influential voices in banking by Financial Brand; was found by PR Daily to be one of the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson; was ranked in the top three most influential people in London’s FinTech community in the top five global thought leaders in identity; was listed by Hot Topics as one of the world’s top 100 most influential FinTech leaders and was rated Europe’s most influential commentator on emerging payments by Total Payments.

In the London Review of Books his Identity is the New Money was called fresh, original, wide-ranging and “the best book on general issues around new forms of money”. His new book “Before Babylon, Beyond Bitcoin: From money we understand to money that understand us” will be published in the Spring.

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 124: Interview with Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"

Episode 124: Interview with Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

Episode 124

In this episode, Faisal Khan interviews Luis Buenaventura, author of “Reinventing Remittances with Bitcoin“. Luis is one of the early pioneers in the Bitcoin Remittance space. The concise book shares his accumulated knowledge of what he has learned about Remittances+Bitcoin.

About The Book

When Bitcoin was created in 2009, its most obvious use was as a way to send money across the planet as easily as sending an email.

The potential benefits for the 230 million migrants all over the world sending US$430 billion back home each year could be enormous. But beyond all the rhetoric, there is still the practical implementation that has yet to be sorted out.

Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"
Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

This book collects stories about the pioneering startups who have been focusing on this exciting new space since 2013. From Nairobi to San Francisco to Manila, each new company brings us a little closer to the perfect solution: an affordable, safe, and universally accessible money transfer network unlike anything the world has ever seen.

Luis is a Manila-based entrepreneur specializing in cryptocurrencies, and has been focusing on the Bitcoin remittance space since 2014. With his startup Bloom, Luis helps money transfer businesses improve their processes with Bitcoin and the blockchain.

His past writing on Bitcoin and its impact on various industries has been featured on Quartz, Techcrunch, The Next Web, Tech in Asia, and Rappler. Luis has been building tech startups in the Philippines for nearly a decade, and blogs at Cryptonight.

A copy of the book can be obtained from: https://bloom.solutions/book

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.