Episode 130 - Interview with Olivia Chow, Project Lead for Finder.com's Money Transfer Awards 2017

Episode 130 – Interview with Olivia Chow, Project Lead for Finder.com’s Money Transfer Awards 2017.

Episode 130

In this edition of Around the Coin, Faisal Khan interviews Olivia Chow, the Project Lead of Finder.com’s Money Transfer Award.

Olivia discusses how for the first time in the remittance industry, Finder.com is presenting awards to money transfer companies. These awards are based on weeks of detailed research that Olivia and her team conducted on various online money transfer companies in the US.

About Finder.com

finder.com is a US personal finance comparison website, which helps Americans compare financial products online so they can make better informed decisions. Consumers can visit finder.com to compare and learn about international money transfers, as well as, credit cards, mortgages, personal loans, life and travel insurance, shopping coupon codes, and so much more before choosing the option that best suits their needs.

Best of all, finder.com is completely free to use. We’re not a bank or insurer, nor are we owned by one, and we are not a product issuer or a credit provider. We’re not affiliated with any one institution or outlet, so it’s genuine advice from a team of experts who care about helping you find better.

finder.com launched in the U.S. in September 2015 and is privately owned and self-funded by two Australian entrepreneurs – Fred Schebesta and Frank Restuccia – who successfully grew finder.com.au to be Australia’s most visited personal finance website of three million unique monthly visitors.

In January 2017, finder.com conducted a survey that revealed 96% of Americans were not happy with their money transfer providers. The survey was followed by a comprehensive study into the industry, which aims to improve transparency and recognize best practice through the finder.com Money Transfer Awards 2017. finder.com delved into the potential causes of this widespread dissatisfaction and uncovered hidden fees, quote discrepancies and onerous processes are just some of the practices consumers transferring money overseas are regularly exposed to. Five main methods of testing were used including: live transfers, online quote generation (over 2,000), user testing, site testing and external ratings.

The awards is an extensive study of an initial 35 providers that was narrowed down to 13 providers in the running for awards in six categories including:

  • Best Transfer Rates
  • Most Trustworthy
  • Fastest Transfer
  • Most Convenient
  • Best User Experience
  • And Outstanding Product.

Olivia Chow is the Project Lead of the finder.com Money Transfer Awards. She specializes in prescriptive consumer and trend research having been a founding member of the Hanesbrands Inc. Global Trend and Innovation team, consulting for the New York Times, and writing for VICE and Intel’s Creator’s Project.

Follow us on Twitter for the latest updates or drop us a line to say hi: @finder

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Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129

In this edition of Around the Coin, we interview Luke Salinas, SVP Strategy for Adyen. Adyen is one of those companies, unless you’re working with them not very many people know about them. This Dutch based payment processor started more than a decade ago and has become huge! Processing for the likes of Netflix, Uber, and Spotify to name a few.

About Adyen

Adyen is the technology company reinventing payments for the global economy. Adyen is the only provider of a modern end-to-end platform connecting directly to Visa, MasterCard, and consumers’ globally preferred payment methods . Delivering frictionless payments across online, mobile, and in-store, Adyen is a critical piece of infrastructure for some of the largest industries and companies around the globe. With offices all around the world, Adyen serves more than 4,500 businesses, including seven of the ten largest U.S. internet companies. Adyen’s customers include Facebook, Etsy, Netflix, Spotify and L’Oreal, among other household names.

 

Luke Salinas SVP Strategy At Adyen

 

Founded in 2006 based on the vision of a single payments network designed specifically for the future of global commerce, Adyen has continuously shown unprecedented growth as a top payments solution. The company has been profitable since 2011, and processed $90 billion in transactions in 2016.

Adyen

Luke Salinas is the Senior Vice President of Strategy, North America, at Adyen. Luke joined Adyen in 2013 from Uber, where he worked in its Payments and Fraud division. Prior, Luke has held several leadership positions at leading technology companies.

For more information, follow Adyen on Twitter.

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Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128

This week I got to sit down with the Founder & CEO of TerraPay, Mr. Ambar Sur. Ambar started his career in the RF design of cell sites and has now gravitated towards payment. His idea of an interoperable payments world is slowly taking shape. We ask him what TerraPay is all about, how it got started, where it is today and where it is heading.

Ambar Sur, CEO of TerraPay

About TerraPay:

 

TerraPay is a B2B company that operates under the umbrella of Mahindra Comviva. TerraPay connects all payment service providers everywhere in a single global clearing & settlement network that enables secure and seamless cross border movement of funds from any instrument and to any instrument, all identified by the individual’s mobile number. Through an aggregation model we bring together multiple financial service providers like mobile money operators, money transfer operators, banks and other payment platforms to create a hub for secure movement of funds globally. This hub provides a bouquet of ancillary services including interpersonal transfers, e-payments and government disbursements.

 

TerraPay - Transfer Happiness

 

Being a platform independent service that supports standard open APIs for integration with financial institutions, TerraPay lets partners gain access to a global payment network through a single interaction. It is a fully regulated financial intermediary network that offers end-to-end services including API integration, FX services, AML and CFT verification, reconciliation and reporting while minimizing OPEX and CAPEX. Mahindra Comviva has been a leading provider of mobility solutions for a varied range of businesses for more than a decade. Armed with this experience and the know-how about the needs of a diverse market, Comviva has developed a range of solutions for operators of all sizes. With strong focus on innovation and quality assurance it has been one of the major guiding factors behind the success of the business of tomorrows.

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Episode 125: Interview with the Oracle of Payments & Identity: David Birch

Episode 125

In this week’s episode of Around The Coin, Faisal Khan interviews the Oracle of Payments & Identity, David Birch. Dave is truly multi-talented, he is the author of “Identity is the New Money”, which was his book that came out in 2014. He’s a public speaker, world traveler, and needless to say a consultant in the payments space and works with Consult Hyperion. We discuss the importance of identity and where it is heading with respect to payments. In our pre-show discussion, David hinted about the new book he is writing so we will have him say a few words about that as well.

About David Birch

David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy, and a Visiting Professor at the University of Surrey Business School. In addition he holds non-executive positions in both public and private sectors.

An internationally-recognised thought leader in digital identity and digital money, he was named one of the global top 15 favourite sources of business information by Wired magazine and one of the top ten most influential voices in banking by Financial Brand; was found by PR Daily to be one of the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson; was ranked in the top three most influential people in London’s FinTech community in the top five global thought leaders in identity; was listed by Hot Topics as one of the world’s top 100 most influential FinTech leaders and was rated Europe’s most influential commentator on emerging payments by Total Payments.

In the London Review of Books his Identity is the New Money was called fresh, original, wide-ranging and “the best book on general issues around new forms of money”. His new book “Before Babylon, Beyond Bitcoin: From money we understand to money that understand us” will be published in the Spring.

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 124: Interview with Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"

Episode 124: Interview with Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

Episode 124

In this episode, Faisal Khan interviews Luis Buenaventura, author of “Reinventing Remittances with Bitcoin“. Luis is one of the early pioneers in the Bitcoin Remittance space. The concise book shares his accumulated knowledge of what he has learned about Remittances+Bitcoin.

About The Book

When Bitcoin was created in 2009, its most obvious use was as a way to send money across the planet as easily as sending an email.

The potential benefits for the 230 million migrants all over the world sending US$430 billion back home each year could be enormous. But beyond all the rhetoric, there is still the practical implementation that has yet to be sorted out.

Luis Buenaventura, author of "Reinventing Remittances with Bitcoin"
Luis Buenaventura, author of “Reinventing Remittances with Bitcoin”

This book collects stories about the pioneering startups who have been focusing on this exciting new space since 2013. From Nairobi to San Francisco to Manila, each new company brings us a little closer to the perfect solution: an affordable, safe, and universally accessible money transfer network unlike anything the world has ever seen.

Luis is a Manila-based entrepreneur specializing in cryptocurrencies, and has been focusing on the Bitcoin remittance space since 2014. With his startup Bloom, Luis helps money transfer businesses improve their processes with Bitcoin and the blockchain.

His past writing on Bitcoin and its impact on various industries has been featured on Quartz, Techcrunch, The Next Web, Tech in Asia, and Rappler. Luis has been building tech startups in the Philippines for nearly a decade, and blogs at Cryptonight.

A copy of the book can be obtained from: https://bloom.solutions/book

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 122: Interview with Katharina Lueth, Head of Europe for Raisin

 

Episode 122

This week, Faisal Khan interviews Katharina Lueth, Head of Europe for Raisin. This interview was conducted in November 2016 at Raisin’s headquarters in Berlin, Germany.
Raisin’s goal is to offer savers high interest rates! As the leading platform for investments throughout Europe, we give you access to exclusive offers from all over Europe – Raise your interest with Europe’s #1 deposit marketplace.

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 120: Interview with Grace Gong, author of “The Last Key To Success”

Episode 120

This week Mike, Brian and Faisal were honored to have Grace Gong author of “The Last Key To Success” on our show. From China to USA, we trace her journey and how she came to the US and eventually became an author of a book, that is crowd-contributed.
This book is a short guide for people in their 20’s trying to create a company in America. It includes 21 successful founders. In it, each founder covers about 2 out of the 13 topics below to share their opinions and personal experiences from when they started their own business.

 

Topic including:

  1. How do you start a company?
  2. Resources, experiences, strength?
  3. Co-founder, teammates and mentorship?
  4. Supporting yourself (Financial independence and mentality)
  5. Product
  6. Competition & Trend
  7. Produce, Operate & Manage
  8. Raise money & business model
  9. Scalability & Growth
  10. Sales & marketing
  11. Global/ Visa/ Legal
  12. Dealing with failures
  13. Value, self-improvement & advice

Website: thelastkeytosuccess.com

Our Speakers in this week’s episode:

Also available on iTunes, Stitcher and YouTube.

Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113

Today, 23rd of September 2016 is a historic day in the Untied States in many ways. 40 years in the making, today marks the first day of what is being called Same Day ACH or SDA. Whilst it isn’t instant settlement, it is progress nonetheless.

I’m very pleased to have on our show Jordan Lampe who is the VP of Policy & Communication at Dwolla. Dwolla is payments related financial services company in Des Monies, Iowa. Dwolla also is one of the members of the Federal Reserve Task Force on Faster Payments initiative. The company already has a real-time mechanism for faster payments, aptly titled Fisync (as in Financial Sync) that enables real-time payment settlement amongst member banks.

Jordan Lampe - Dwolla

About Jordan Lampe:

Lampe leads communication, policy, and public affairs at Dwolla. A vocal and active member in the payments and banking communities, Jordan was elected by the financial technology sector to serve as a steering committee representative on the Federal Reserve’s Faster Payments Task Force. The Fed-sanctioned initiative is charged with identifying new approaches for a national faster payment system. Jordan currently serves as special member on the Iowa Governor’s STEM Advisory Council and is a founding member of the Internet Freedom Business Alliance.

About Dwolla:

Dwolla is the best way for platforms to communicate with our nation’s banking system. Developers and businesses use its simple, yet powerful API to move money between bank accounts, manage customers, and more—all within their own branded experience.

On Wednesday, Dwolla announced its pilot program for Same Day ACH. Its newest addition to the White Label platform, the value-added service will provide platforms and applications an API to access and initiate affordable same day bank transfers to any bank account in the United States. No app downloads, plastic cards, or wires required.

Our Speakers in this week’s episode:

Also available on iTunes.

Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112: Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112

Mike interviews Jack Langworthy, Founder & CEO of Ninayo. NINAYO.com is an online trading platform targeting emerging markets, launched in Tanzania in May, 2015, and now has over 3500 users. Founder, Jack Langworthy, was in the Peace Corps for years in Tanzania and during his time there he became passionate about solving problems that plague the farming industry.

Interview with Jack Langworthy, Founder & CEO of Ninayo

In a country of 50 Million people (slightly larger than California), there are about 10 Million family farms, and 40% of all the food they produce ends up rotting because of a terribly inefficient system of buying and selling. All this while 30% of the population in the country struggles with malnutrition. Jack tells us about his journey to solve it all!

5 Ideas for Innovation from Tanzania

If you find yourself inspired by this story, please share it and help spread the word.

Our Speakers in this week’s episode:

Also available on iTunes.

Episode 106: Interview with Sean Safahi, CEO of Bold

Episode 106

This week joining us is Sean Safahi, who is the CEO of Bold. Bold is a  SF payments company and to explain what they do, etc. we have Sean on the mic this week.
Sean Safahi - CEO of Bold

About Bold:

Bold is the most comprehensive payouts platform, enabling businesses to manage and send payouts thousands of independent workers or suppliers at once. By integrating Bold’s straightforward API or by simply uploading a spreadsheet of payout information, what used to take hours of time is finished in just a couple minutes.

Bold

Using multiple payouts providers leads to more points of potential error and more accounts to manage, which means more time spent on payout management for both engineering and administrative teams. That’s why Bold provides ACH, wire, check, and PayPal support, along with the ability to send payouts internationally—the tools businesses at any stage need to successfully send payouts. And with one system of record, and one account to manage, hours of time are reclaimed each week.

Through a single integration with Bold, businesses streamline their payouts technology and operations, while getting the network and global coverage of multiple payouts solutions.

 To learn more about Bold, visit their website: https://gobold.com/

Our Speakers in this week’s episode:

Also available on iTunes.