Fintech Podcast – Episode 136 – Coverage of ETA Conference and Amazon’s Echo!

Episode 136

This week Brian, Faisal and Mike are back into the thick of things, discussing payments. Brian covers his epic attendance of the ETA conference and what he saw there.
Mike and Faisal discuss with Brian, the emergence of Amazon Echo and what it means for the masses, both in the developed world and in the developing world. Is Amazon Echo going to be the game changer?

This week’s special shout outs / show notes are:

Why Silicon Valley is all wrong about Amazon’s Echo Show
So you think Amazon is a tech company? No, you’re wrong
https://medium.com/chris-messina/amazon-echo-show-354b93b448b5

As always, if you have a question or a comments, write to us or tweet to us.

Fintech Podcast Episode 135 Understanding Effective Altruism And Why Amazon’s Echo Just Grew Eyes

Episode 135

Brian and Mike back at it for an intense discussion about altruism and how people think about donating money and charity. In the first part of the conversation, Brian and Mike initially discuss their favorite product of the week then spend time on Amazon’s new announcement about the new Echo with a camera. Brian takes a bullish stand on how new Echo will impact the fashion industry which he writes more in detail here. We took a deep dive into the effective altruism – which seeks to answer the simple question: “how can we use our resources to help others the most?”

Brian’s product of the week:
Victor Scheinman -16 year old student invents Emvi, a voice recognition system in the 1950s:
https://www.youtube.com/watch?v=sYEhE11gqGw&t=14s

Mike product of the week:
A curated directory of resources & tools to help you build your Startup:
www.Startupstash.com:

This week’s special shout outs are:

Nathan Kontny CEO Highrise
https://m.signalvnoise.com/speed-reading-2ff843053cc6

Chad Grills Founder of the Mission
https://medium.com/the-mission/you-wont-win-until-they-start-betting-against-you-a97a3141690e

Shaunta Grimes How to know what to write about.
https://medium.com/startup-grind/how-to-know-what-to-write-about-bf539223ba32

Show note links:

https://www.samharris.org/podcast/item/being-good-and-doing-good
https://www.effectivealtruism.org/
http://readmultiplex.com/2017/04/26/the-amazon-look-will-transform-the-closet-and-the-fashion-industry/
http://www.princeton.edu/~pear/

As always, if you have a question or a comments, write to us or tweet to us.

Fintech Podcast Episode 134 – MoneyGram Merger, Quora’s successful fund raise and Neural Hooks

Episode 134

This week the trio is back after a long break. Mike, Brian, and Faisal discuss a wide variety of subjects points for this week’s show.  Faisal updates us on his travels to Madrid, attending the IMTC (International Money Transfer Conference) EMEA 2017 earlier in April, and his trip to Istanbul. The conversation then flows in the direction of Ant Financial, MoneyGram and Euronet’s bizarre love triangle. The quest to buy MoneyGram is growing stronger, but don’t be surprised if a third suitor emerges. Brian comments on Quora’s recent raise of US$ 85 million, valuing the company at US$ 1.8 Billion. As both Brian and Faisal are Top Writers for 5 years in a row 2012-2017 – they briefly comment on what is working for Quora and what is not.

Brian then discusses Facebook’s F8 Conference which he attended and discusses in depth how Neural hooks on humans are right around the corner as Elon Musk cites. Brian and Mike both hold opposing viewpoints if they would like neural taps to happen or not.

Article shoutouts:

  1. Gadi Evron: https://medium.com/swlh/how-strong-techies-destroy-startups-and-how-it-can-be-avoided-b633c6a721d9
  2. David Weinberger: https://backchannel.com/our-machines-now-have-knowledge-well-never-understand-857a479dcc0e
  3. Ali Mese: https://medium.com/swlh/build-a-product-vs-focus-on-growth-addc4d8fa7c2

Live Topics:

  1. Ant Financial, MoneyGram, Euronet love triangle. https://www.ft.com/content/de2b5514-231c-11e7-a34a-538b4cb30025
  2. Quora raises $85M at $1.8B:
  3. F8 Updates: https://techcrunch.com/2017/03/27/elon-musks-neuralink-wants-to-boost-the-brain-to-keep-up-with-ai/
  4. http://readmultiplex.com/2017/04/19/facebook-is-working-on-silent-voice-first-systems/
    1. Facebook plans ethics board to monitor its brain-computer interface work
  5. Elon’s Neurolace:
    1. Dangers of being hacked
  6. GOOGLE HOME NOW HAS INDIVIDUALIZED VOICE IDENTIFICATION.

http://readmultiplex.com/2017/04/20/google-home-now-has-individualized-voice-identification/

As always, if you have a question or a comments, write to us or tweet to us.

Fintech Podcast Episode 133 – Blockchain, The Dark Side of AI and Jeff Bezos Talks About Day 2

Episode 133

Brian and Mike back on the show for another fun thought provoking discussion across many topics. We first covered Brian’s in person presentation to startup founders, investors and payment executives at Propeler VC last week.

This week’s two special shout outs are:

Jason Fiedler VC Investor @ Red Sea Ventures

https://medium.com/@jasonfiedler/the-magic-of-mobile-pay-60136a886f9a

Brett Caine CEO Urban Airship https://medium.com/mobile-engagement/the-question-for-mobile-payments-isnt-when-but-how-c4b45d78cc58

During the conversation, we discuss banks –  the purpose of them in the past vs the future, and how banks will or won’t survive the change on the horizon. We touch on the benefits of writing on paper vs. typing on a computer to retain information as well as whether it is appropriate to take notes on your phone during business meetings.

We next dive into blockchain in healthcare and talk about some opportunities for innovation there. A healthy portion of the conversation was spent covering the Jeff Bezos’s annual shareholder letter which was released this week. This letter was different than years past for one big reason! Lastly, we wrapped up with an always engaging debate about the power of A.I. and the incredible rate of progress. It remains to be seen how quickly A.I. will catch up to all human interaction capabilities, but recent developments are astonishing.

Enjoy and let us know if you have suggestions for guests, topics or special shout outs!

Topics Covered:

  1. http://www.healthcareitnews.com/news/blockchain-faces-tough-roadblocks-healthcare
  2. http://readmultiplex.com/2017/04/12/jeff-bezos-makes-presents-a-rare-insight-into-amazon-voice-first-ambitions/
  3. Will Knight: https://www.technologyreview.com/s/604087/the-dark-secret-at-the-heart-of-ai/

 

Fintech Podcast Episode 132 – Bitcoin Blockchain Breakdown with Matthew Mezinskis

Episode 132

Guest Matthew Mezinskis dials in from Latvia where he’s lived for the last 10 years working in banking, finance, and payments. Matthew is the founder of Crypto Voices (https://cryptovoices.com/) an audio blog that focuses on Bitcoin, the blockchain, cryptocurrency, digital ledger technology, and broader FinTech, including all of the benefits and challenges that come with these breakthrough technologies.

 

 

Matthew Mezinskis and Mike Townsend have a passionate conversation about the decisions facing Bitcoin that will make or break the currency. Specifically, the 1MB block limit that says Miners can mine blocks up to the 1MB fixed limit, but any block larger than 1MB is invalid. Whatever happens, this will have huge implications on Bitcoin.

The second major topic touched on was the idea of monopolies and how they affect the surrounding economy. We discussed government controlled monopolies and whether or not there is any role for a monopoly in cryptocurrency.

Matthew has an inspirational story and a unique perspective living in Latvia. Enjoy!

Notes:

Book mentioned by Matthew: A History of Money and Banking in the United States 

Cryptocurrencies mentioned: Dash, Ethereum

Contact Matthew at:

Site: https://cryptovoices.com 

Twitter: @crypto_voices

 

Episode 131: What Is Workflow And Why Did Apple Just Buy Them?

Episode 131: What Is Workflow And Why Did Apple Just Buy Them?

Episode 131

This week Brian Roemmele and Mike Townsend discuss Apple’s new acquisition of Workflow and what it means for consumers, developers and what to expect next from Apple. During this rapid fire episode Brian and Mike dive into a bit of history about scripting and intent domains. We discuss the perception of AI in todays world and wrap up with a unique view on Apple’s other new product “Clips”.

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Episode 130 - Interview with Olivia Chow, Project Lead for Finder.com's Money Transfer Awards 2017

Episode 130 – Interview with Olivia Chow, Project Lead for Finder.com’s Money Transfer Awards 2017.

Episode 130

In this edition of Around the Coin, Faisal Khan interviews Olivia Chow, the Project Lead of Finder.com’s Money Transfer Award.

Olivia discusses how for the first time in the remittance industry, Finder.com is presenting awards to money transfer companies. These awards are based on weeks of detailed research that Olivia and her team conducted on various online money transfer companies in the US.

About Finder.com

finder.com is a US personal finance comparison website, which helps Americans compare financial products online so they can make better informed decisions. Consumers can visit finder.com to compare and learn about international money transfers, as well as, credit cards, mortgages, personal loans, life and travel insurance, shopping coupon codes, and so much more before choosing the option that best suits their needs.

Best of all, finder.com is completely free to use. We’re not a bank or insurer, nor are we owned by one, and we are not a product issuer or a credit provider. We’re not affiliated with any one institution or outlet, so it’s genuine advice from a team of experts who care about helping you find better.

finder.com launched in the U.S. in September 2015 and is privately owned and self-funded by two Australian entrepreneurs – Fred Schebesta and Frank Restuccia – who successfully grew finder.com.au to be Australia’s most visited personal finance website of three million unique monthly visitors.

In January 2017, finder.com conducted a survey that revealed 96% of Americans were not happy with their money transfer providers. The survey was followed by a comprehensive study into the industry, which aims to improve transparency and recognize best practice through the finder.com Money Transfer Awards 2017. finder.com delved into the potential causes of this widespread dissatisfaction and uncovered hidden fees, quote discrepancies and onerous processes are just some of the practices consumers transferring money overseas are regularly exposed to. Five main methods of testing were used including: live transfers, online quote generation (over 2,000), user testing, site testing and external ratings.

The awards is an extensive study of an initial 35 providers that was narrowed down to 13 providers in the running for awards in six categories including:

  • Best Transfer Rates
  • Most Trustworthy
  • Fastest Transfer
  • Most Convenient
  • Best User Experience
  • And Outstanding Product.

Olivia Chow is the Project Lead of the finder.com Money Transfer Awards. She specializes in prescriptive consumer and trend research having been a founding member of the Hanesbrands Inc. Global Trend and Innovation team, consulting for the New York Times, and writing for VICE and Intel’s Creator’s Project.

Follow us on Twitter for the latest updates or drop us a line to say hi: @finder

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Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129 Interview With Luke Salinas SVP Strategy At Adyen

Episode 129

In this edition of Around the Coin, we interview Luke Salinas, SVP Strategy for Adyen. Adyen is one of those companies, unless you’re working with them not very many people know about them. This Dutch based payment processor started more than a decade ago and has become huge! Processing for the likes of Netflix, Uber, and Spotify to name a few.

About Adyen

Adyen is the technology company reinventing payments for the global economy. Adyen is the only provider of a modern end-to-end platform connecting directly to Visa, MasterCard, and consumers’ globally preferred payment methods . Delivering frictionless payments across online, mobile, and in-store, Adyen is a critical piece of infrastructure for some of the largest industries and companies around the globe. With offices all around the world, Adyen serves more than 4,500 businesses, including seven of the ten largest U.S. internet companies. Adyen’s customers include Facebook, Etsy, Netflix, Spotify and L’Oreal, among other household names.

 

Luke Salinas SVP Strategy At Adyen

 

Founded in 2006 based on the vision of a single payments network designed specifically for the future of global commerce, Adyen has continuously shown unprecedented growth as a top payments solution. The company has been profitable since 2011, and processed $90 billion in transactions in 2016.

Adyen

Luke Salinas is the Senior Vice President of Strategy, North America, at Adyen. Luke joined Adyen in 2013 from Uber, where he worked in its Payments and Fraud division. Prior, Luke has held several leadership positions at leading technology companies.

For more information, follow Adyen on Twitter.

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Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128 Interview With Ambar Sur CEO Of Terrapay

Episode 128

This week I got to sit down with the Founder & CEO of TerraPay, Mr. Ambar Sur. Ambar started his career in the RF design of cell sites and has now gravitated towards payment. His idea of an interoperable payments world is slowly taking shape. We ask him what TerraPay is all about, how it got started, where it is today and where it is heading.

Ambar Sur, CEO of TerraPay

About TerraPay:

 

TerraPay is a B2B company that operates under the umbrella of Mahindra Comviva. TerraPay connects all payment service providers everywhere in a single global clearing & settlement network that enables secure and seamless cross border movement of funds from any instrument and to any instrument, all identified by the individual’s mobile number. Through an aggregation model we bring together multiple financial service providers like mobile money operators, money transfer operators, banks and other payment platforms to create a hub for secure movement of funds globally. This hub provides a bouquet of ancillary services including interpersonal transfers, e-payments and government disbursements.

 

TerraPay - Transfer Happiness

 

Being a platform independent service that supports standard open APIs for integration with financial institutions, TerraPay lets partners gain access to a global payment network through a single interaction. It is a fully regulated financial intermediary network that offers end-to-end services including API integration, FX services, AML and CFT verification, reconciliation and reporting while minimizing OPEX and CAPEX. Mahindra Comviva has been a leading provider of mobility solutions for a varied range of businesses for more than a decade. Armed with this experience and the know-how about the needs of a diverse market, Comviva has developed a range of solutions for operators of all sizes. With strong focus on innovation and quality assurance it has been one of the major guiding factors behind the success of the business of tomorrows.

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Fintech Podcast: Episode 127- Alexa Blows Up, PayPal Buys TIO Networks $233M and MoneyGram is China-owned

Episode 127: Alexa Blows Up, PayPal Buys TIO Networks $233M and MoneyGram is China-owned.

Episode 127

This week, Brian, Faisal, and Mike are back on the air again. We discuss Brian’s Multiplex application, Faisal’s traveling and Mike changing the direction of his company. In addition, we talk about Amazon Alexa hitting 10,000 skills, yet it is difficult to make an income from it. PayPal buys TIO Network and what does it mean for the unbanked? Alibaba’s Ant Financial scoops up MoneyGram – what will they do with it? And TransferWise now uses Messenger Bots to transfer money!

Show Notes & Links:

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