Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113

Today, 23rd of September 2016 is a historic day in the Untied States in many ways. 40 years in the making, today marks the first day of what is being called Same Day ACH or SDA. Whilst it isn’t instant settlement, it is progress nonetheless.

I’m very pleased to have on our show Jordan Lampe who is the VP of Policy & Communication at Dwolla. Dwolla is payments related financial services company in Des Monies, Iowa. Dwolla also is one of the members of the Federal Reserve Task Force on Faster Payments initiative. The company already has a real-time mechanism for faster payments, aptly titled Fisync (as in Financial Sync) that enables real-time payment settlement amongst member banks.

Jordan Lampe - Dwolla

About Jordan Lampe:

Lampe leads communication, policy, and public affairs at Dwolla. A vocal and active member in the payments and banking communities, Jordan was elected by the financial technology sector to serve as a steering committee representative on the Federal Reserve’s Faster Payments Task Force. The Fed-sanctioned initiative is charged with identifying new approaches for a national faster payment system. Jordan currently serves as special member on the Iowa Governor’s STEM Advisory Council and is a founding member of the Internet Freedom Business Alliance.

About Dwolla:

Dwolla is the best way for platforms to communicate with our nation’s banking system. Developers and businesses use its simple, yet powerful API to move money between bank accounts, manage customers, and more—all within their own branded experience.

On Wednesday, Dwolla announced its pilot program for Same Day ACH. Its newest addition to the White Label platform, the value-added service will provide platforms and applications an API to access and initiate affordable same day bank transfers to any bank account in the United States. No app downloads, plastic cards, or wires required.

Our Speakers in this week’s episode:

Also available on iTunes.

Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112: Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112

Mike interviews Jack Langworthy, Founder & CEO of Ninayo. NINAYO.com is an online trading platform targeting emerging markets, launched in Tanzania in May, 2015, and now has over 3500 users. Founder, Jack Langworthy, was in the Peace Corps for years in Tanzania and during his time there he became passionate about solving problems that plague the farming industry.

Interview with Jack Langworthy, Founder & CEO of Ninayo

In a country of 50 Million people (slightly larger than California), there are about 10 Million family farms, and 40% of all the food they produce ends up rotting because of a terribly inefficient system of buying and selling. All this while 30% of the population in the country struggles with malnutrition. Jack tells us about his journey to solve it all!

5 Ideas for Innovation from Tanzania

If you find yourself inspired by this story, please share it and help spread the word.

Our Speakers in this week’s episode:

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Episode 111: New & Ideas around Apple + Developing strategies for your Career path.

Episode 111

This week Mike and Brian warm up with news and ideas around Apple. Then we dive in talking about our experiences with developing strategies for your career path. We referred to Bret Victor’s “Invent on Principal” as well as Freeman Dyson’s work as a physicist and his quote: “We are but atoms analyzing other atoms“.

Other sources mentioned in the show:

It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.

― Theodore Roosevelt

Our Speakers in this week’s episode:

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Picture Credit: Apple.com Website

Episode 110: Apple’s iPhone 7 (and 8) + Information Organization Hacks.

Episode 110

This week, after a break of two weeks, Brian, Mike and Faisal are back on air. This week we discuss the important of iPhone 7 and what would iPhone 8 be made of (Brian’s prophesy!). In addition, in this day and age of information overload, how do you manage your online & offline content? We discuss how each one of us manages their information in our daily lives.

Our Speakers in this week’s episode:

Also available on iTunes.

The Goal of Education

Episode 108: The Goal Of Education: Philosophy

Episode 108

This week, Mike Townsend, Brian Roemmele and Faisal Khan get back on air with another show debating the “The Goal of Education: Philosophy”. Why there is a difference in being educated and education in general. How the love of wisdom comes into play. Also in the show are updates on Quip’s acquisition, Yahoo! and Revel being acquired by IBM.

Our Speakers in this week’s episode:

Also available on iTunes.

pokemonspeed

Episode 107: Business At The Speed of Pokémon

Episode 107

The phenomenal rise and rise of Pokémon Go has taken the world by a storm, despite being launched in only a handful of countries. This week Brian Roemmele and Faisal Khan discuss how we’ve entered a new age of what we are calling “Pokemon Speed”. How will businesses large and small take advantage of this? How will the incumbents turn their boats to face in the same direction where Pokémon Go is heading?

We discuss how it is imperative to see (literally) what is going on, and this can best be done by a tired and tested theory of Empirical Praxis – by observation! Getting out of the comfort zone and divorcing oneself from the company they work for, go out and see how the trends and patters are taking shape.

In this new era, there is no standing still, for business is done at Pokémon Speed.

Our Speakers in this week’s episode:

Also available on iTunes.

Around The Coin Fintech Podcast Faisal Khan Mike Townsend Brian Roemmele Podcast Interview Sean Safahi Bold 106

Episode 106: Interview with Sean Safahi, CEO of Bold

Episode 106

This week joining us is Sean Safahi, who is the CEO of Bold. Bold is a  SF payments company and to explain what they do, etc. we have Sean on the mic this week.
Sean Safahi - CEO of Bold

About Bold:

Bold is the most comprehensive payouts platform, enabling businesses to manage and send payouts thousands of independent workers or suppliers at once. By integrating Bold’s straightforward API or by simply uploading a spreadsheet of payout information, what used to take hours of time is finished in just a couple minutes.

Bold

Using multiple payouts providers leads to more points of potential error and more accounts to manage, which means more time spent on payout management for both engineering and administrative teams. That’s why Bold provides ACH, wire, check, and PayPal support, along with the ability to send payouts internationally—the tools businesses at any stage need to successfully send payouts. And with one system of record, and one account to manage, hours of time are reclaimed each week.

Through a single integration with Bold, businesses streamline their payouts technology and operations, while getting the network and global coverage of multiple payouts solutions.

 To learn more about Bold, visit their website: https://gobold.com/

Our Speakers in this week’s episode:

Also available on iTunes.

Around The Coin Fintech Podcast Faisal Khan Mike Townsend Brian Roemmele Podcast Pokemon Go 105

Episode 105: Pokémon GO

Episode 105

This week, Brian and Mike talk about Pokémon GO, and the never before seen impact it’s had on small businesses by actually putting feet inside of storefronts. We discuss how Brian acted fast to write a booklet which has sold thousands of copies in the first week! It’s important to look at every change in the world as opportunity, not a threat and the rapid growth of Pokemon is no exception, many people are fearful at the impact it may have, others capitalize on it… the choice is up to you.

Show links:

Our Speakers in this week’s episode:

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Around The Coin Fintech Podcast Faisal Khan Mike Townsend Brian Roemmele Podcast Interview George Harrap CEO Bitspark 104

Episode 104: Interview with George Harrap, CEO of Bitspark

Episode 104

This week joining us all the way from Hong Kong is George Harrap. George is the CEO of Bitspark, a remittance/money transfer company that specializes in building an alliance network of money transfer agents all the while using Bitcoin as its settlement mechanism at the back end.
George Harrap, CEO of Bitspark

About Bitspark:

Bitspark is a remittance platform for money transfer operators to send, receive and manage payments to over 100 000+ cash pickup locations in South East Asia. Bitspark automates and simplifies compliance obligations for money transfer operators and connects them to new mobile customers via the Bitspark app. Bitspark was the first company in the world to pioneer cash in cash out remittances via Bitcoin in 2014 and has since built its platform on-top of Bitcoin and Blockchain technology for a cheaper, quicker means of settlement but without the customer needing any tech knowledge necessary.

 Bitspark.io

Bitspark was founded in April 2014 and is headquartered in Hong Kong. The company has won numerous international awards including: Innotribe Asia winner 2015, Sibos Grand Finalist 2015, FST Media Fintech award, TiE Startup award winner and many more. Bitspark has also been recognized by prominent financial institutions and media publications around the world including: Nikkei, New York Times, Citibank, KPMG, Goldman Sachs, SCMP, RT News and is a thought leader in the space of Blockchain in Hong Kong. Bitspark seeks to provide real solutions for financial inclusion by empowering individuals and businesses in underbanked countries around the world with a key focus on delivering value and security to our customers.

Want to learn more about Bitspark: https://bitspark.io/
Our Speakers in this week’s episode:

Also available on iTunes.