Episode 115: How Blockchain Really Works And Why The Internet Just Crashed

Episode 115: How Blockchain Really Works And Why The Internet Just Crashed

Episode 115

Brian, Mike and Faisal are back on the air. This week we discuss the economic impact of the DDoS attack that happened and how commerce was affected. Also, Faisal explains the blockchain in layman’s terms and what it means for all of us. How will it impact you and I and society on the whole. Why it is being called the “next internet”?
  • What is blockchain and how does it work?
  • Discussed it as an open public decentralized ledger with 3 components:
    • software engineering
    • cryptographic science
    • game theory

We have ability to put out content, now we have ability to move value.

How Blockchain solves double spend problem.

Blockchain work is like dice in a bucket to solve a problem… The more dice you need, the more work it takes.

First application: cross border payments and unknown places.

First trial was UAE to India this year.

Our Speakers in this week’s episode:

Also available on iTunes.

Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113: Interview with Jordan Lampe of Dwolla on Same Day ACH

Episode 113

Today, 23rd of September 2016 is a historic day in the Untied States in many ways. 40 years in the making, today marks the first day of what is being called Same Day ACH or SDA. Whilst it isn’t instant settlement, it is progress nonetheless.

I’m very pleased to have on our show Jordan Lampe who is the VP of Policy & Communication at Dwolla. Dwolla is payments related financial services company in Des Monies, Iowa. Dwolla also is one of the members of the Federal Reserve Task Force on Faster Payments initiative. The company already has a real-time mechanism for faster payments, aptly titled Fisync (as in Financial Sync) that enables real-time payment settlement amongst member banks.

Jordan Lampe - Dwolla

About Jordan Lampe:

Lampe leads communication, policy, and public affairs at Dwolla. A vocal and active member in the payments and banking communities, Jordan was elected by the financial technology sector to serve as a steering committee representative on the Federal Reserve’s Faster Payments Task Force. The Fed-sanctioned initiative is charged with identifying new approaches for a national faster payment system. Jordan currently serves as special member on the Iowa Governor’s STEM Advisory Council and is a founding member of the Internet Freedom Business Alliance.

About Dwolla:

Dwolla is the best way for platforms to communicate with our nation’s banking system. Developers and businesses use its simple, yet powerful API to move money between bank accounts, manage customers, and more—all within their own branded experience.

On Wednesday, Dwolla announced its pilot program for Same Day ACH. Its newest addition to the White Label platform, the value-added service will provide platforms and applications an API to access and initiate affordable same day bank transfers to any bank account in the United States. No app downloads, plastic cards, or wires required.

Our Speakers in this week’s episode:

Also available on iTunes.

Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112: Interview with Jack Langworthy, Founder & CEO of Ninayo

Episode 112

Mike interviews Jack Langworthy, Founder & CEO of Ninayo. NINAYO.com is an online trading platform targeting emerging markets, launched in Tanzania in May, 2015, and now has over 3500 users. Founder, Jack Langworthy, was in the Peace Corps for years in Tanzania and during his time there he became passionate about solving problems that plague the farming industry.

Interview with Jack Langworthy, Founder & CEO of Ninayo

In a country of 50 Million people (slightly larger than California), there are about 10 Million family farms, and 40% of all the food they produce ends up rotting because of a terribly inefficient system of buying and selling. All this while 30% of the population in the country struggles with malnutrition. Jack tells us about his journey to solve it all!

5 Ideas for Innovation from Tanzania

If you find yourself inspired by this story, please share it and help spread the word.

Our Speakers in this week’s episode:

Also available on iTunes.

Episode 111: New & Ideas around Apple + Developing strategies for your Career path.

Episode 111

This week Mike and Brian warm up with news and ideas around Apple. Then we dive in talking about our experiences with developing strategies for your career path. We referred to Bret Victor’s “Invent on Principal” as well as Freeman Dyson’s work as a physicist and his quote: “We are but atoms analyzing other atoms“.

Other sources mentioned in the show:

It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.

― Theodore Roosevelt

Our Speakers in this week’s episode:

Also available on iTunes.

Picture Credit: Apple.com Website

Episode 110: Apple’s iPhone 7 (and 8) + Information Organization Hacks.

Episode 110

This week, after a break of two weeks, Brian, Mike and Faisal are back on air. This week we discuss the important of iPhone 7 and what would iPhone 8 be made of (Brian’s prophesy!). In addition, in this day and age of information overload, how do you manage your online & offline content? We discuss how each one of us manages their information in our daily lives.

Our Speakers in this week’s episode:

Also available on iTunes.

The Goal of Education

Episode 108: The Goal Of Education: Philosophy

Episode 108

This week, Mike Townsend, Brian Roemmele and Faisal Khan get back on air with another show debating the “The Goal of Education: Philosophy”. Why there is a difference in being educated and education in general. How the love of wisdom comes into play. Also in the show are updates on Quip’s acquisition, Yahoo! and Revel being acquired by IBM.

Our Speakers in this week’s episode:

Also available on iTunes.


Episode 107: Business At The Speed of Pokémon

Episode 107

The phenomenal rise and rise of Pokémon Go has taken the world by a storm, despite being launched in only a handful of countries. This week Brian Roemmele and Faisal Khan discuss how we’ve entered a new age of what we are calling “Pokemon Speed”. How will businesses large and small take advantage of this? How will the incumbents turn their boats to face in the same direction where Pokémon Go is heading?

We discuss how it is imperative to see (literally) what is going on, and this can best be done by a tired and tested theory of Empirical Praxis – by observation! Getting out of the comfort zone and divorcing oneself from the company they work for, go out and see how the trends and patters are taking shape.

In this new era, there is no standing still, for business is done at Pokémon Speed.

Our Speakers in this week’s episode:

Also available on iTunes.

Around The Coin Fintech Podcast Faisal Khan Mike Townsend Brian Roemmele Podcast Interview Sean Safahi Bold 106

Episode 106: Interview with Sean Safahi, CEO of Bold

Episode 106

This week joining us is Sean Safahi, who is the CEO of Bold. Bold is a  SF payments company and to explain what they do, etc. we have Sean on the mic this week.
Sean Safahi - CEO of Bold

About Bold:

Bold is the most comprehensive payouts platform, enabling businesses to manage and send payouts thousands of independent workers or suppliers at once. By integrating Bold’s straightforward API or by simply uploading a spreadsheet of payout information, what used to take hours of time is finished in just a couple minutes.


Using multiple payouts providers leads to more points of potential error and more accounts to manage, which means more time spent on payout management for both engineering and administrative teams. That’s why Bold provides ACH, wire, check, and PayPal support, along with the ability to send payouts internationally—the tools businesses at any stage need to successfully send payouts. And with one system of record, and one account to manage, hours of time are reclaimed each week.

Through a single integration with Bold, businesses streamline their payouts technology and operations, while getting the network and global coverage of multiple payouts solutions.

 To learn more about Bold, visit their website: https://gobold.com/

Our Speakers in this week’s episode:

Also available on iTunes.